Car accidents are common and happen every day without warning. However, while some automotive collisions result in minor damage, others can result in serious and life-altering injuries. Having a firm understanding of the most common injuries from car accidents, and how they impact personal injury claims, can help you protect your rights and go forward on the path to getting the compensation you deserve.

At the law offices of Edward P. Shamy Jr., we’re going to explore the most common car accident injuries and the effect that they have on personal injury claims. As a personal injury and car accident lawyer, Edward P.  Shamy Jr. has assisted in thousands of cases involving car accident injuries.

Whiplash & Soft Tissue Injuries

Whiplash is the most common injury that’s caused by a car accident, particularly with rear-end collisions. It happens when the head and neck are suddenly rocked back and forth, which results in strained and/or sprained muscles, tendons, and ligaments.

These injuries aren’t always visible on medical imaging and x-rays. Insurance companies often try to downplay these injuries or claim that the injuries are exaggerated. Keeping up with treatment and updating your medical records are important to proving the severity of your injuries. 

If your symptoms warrant a diagnostic test, known as an MRI, that test can be essential to demonstrating the presence of bulging or herniated discs; rotator cuff or labral tears in the shoulder; as well as ligament or meniscal tears in the knee.  If you have Limitation on Lawsuit Threshold on your Auto insurance policy, those MRI test results can be the difference between satisfying the threshold for recovery of damages or failing to do so.

Bone Fractures

Broken bones are common during severe accidents. Fractures to arms, legs, ribs, collarbones, and even wrists are not uncommon as a result of a serious impact. For high-impact accidents, compound fractures can occur, which require surgery and long-term rehab and physical therapy.

Fractures are easy to document, making them strong evidence in your personal injury claim. A displaced fracture, and the subsequent medical lost income, and effects on mobility and employment may lead to higher compensation.

Traumatic Brain & Head Injuries

Injuries to the head in car accidents can range from mild concussions to more severe traumatic brain injuries. Even the smallest blow to the head can result in dizziness, headaches, memory issues, and even cognitive impairment.

Traumatic brain injuries often result in the victim receiving higher value compensation due to the long-term and potentially permanent consequences that require ongoing treatment, rehabilitation, and even lifestyle adjustments.

Spinal Injuries

Injuries to the back and spine can include severe issues like spinal fractures, nerve damage, and spinal cord injuries, or minor issues like herniated discs. Severe trauma could result in partial or complete paralysis.

Due to the severity of these injuries, insurance companies aggressively defend these claims. Having a seasoned personal injury lawyer is vital to securing full compensation.

Internal Injuries

This type of injury affects the internal organs like the liver, lungs, spleen, and kidneys. It could result in internal bleeding. These are serious injuries and they’re especially dangerous because the symptoms may not be readily apparent.

It’s important to seek medical attention immediately because these injuries could worsen if you delay diagnosis. Having medical records that document the severity of your injuries can significantly enhance your personal injury claim.

Seek Help from an Experienced Personal Injury Lawyer Who Specializes in Car Accidents

If you have been injured in a collision and are seeking an attorney who can go to bat for you and help you navigate the complexities of personal injury law and dealing with insurance companies, you can contact the law offices of Edward P. Shamy Jr.

Edward P. Shamy Jr. has over 40 years of experience in handling personal jury cases and can help you receive compensation for your injuries and expenses.

Schedule free a consultation today!

While winter is the time of joy, celebration, and renewal, there are a few environmental factors that could lead to a trip to the emergency room, and inevitably, the office of a personal injury lawyer. Icy weather, increased travel, and crowded stores are a recipe for an accident waiting to happen.

Every year, countless New Jersey citizens suffer wintertime injuries that could’ve been prevented, most of which turn into personal injury claims.

The law offices of Edward P. Shamy Jr. have assisted in numerous winter-related personal injury cases. Here are some of the most common:

Ice Slip & Fall Accidents

Ice buildup is inevitable in the winter when the conditions are right. Store entrances, sidewalks, and parking lots can build up ice if not properly salted. This can create a slick surface that can lead to slipping, falling, and injury.

Property owners have a responsibility to exercise reasonable care to ensure that these areas on their property are free from ice and safe to walk. They can be held liable for slip and fall injuries that result in broken bones, concussions, neck/back injuries, and even sprains.

Winter Car Accidents

Since travel is high during the holiday season, there are more cars on the road throughout December and January. The combination of congested roadways and inclement weather creates greater risks for accidental collisions resulting in injury, with factors that include:

• Speeding on icy roads
• Failing to clear windshields
• Distracted driving (through text and GPS use)
• DUIs from leaving holiday events

Holiday Gathering Injuries

Since holiday parties, whether at work or at home, contain an influx of people and alcohol, there are a few potential hazards that can occur, including:

• Tripping hazards
• Overserving guests
• Poorly maintained stairs or walkways

If a property owner fails to take reasonable steps for the safety of others, a premises liability claim can be maintained for the property owner’s negligent acts or omissions.

Electrical Accidents & Fires

Due to the winter decorations, many of which require electricity, there’s an increased risk of fires in houses and apartments. If the fire is due to defective products, there could be a case for product liability negligence.

Shopping-Related Accidents

Stores are often crowded during the holidays, and due to the influx of shoppers, could lead to injuries from obstructed aisles, spills that weren’t cleaned, or even poorly maintained walkways and parking lots.

If you’re injured on a shopping errand due to any of the potential causes listed above, you may have a claim against the business owner or the property manager.

Consult an Experienced Personal Injury Lawyer This Holiday Season

If you’ve been injured due to winter-related risks, and it was the fault of another party, you may be entitled to compensation to cover the damages, medical bills, wage loss, disability and your pain and suffering.

If you suffer an injury under any of the circumstances described herein, you can look to the law offices of Edward P. Shamy Jr. for representation. With experience in over 2,500 cases involving personal injury, the law offices of Edward P. Shamy Jr. can work with you to ensure that you receive full compensation for your injuries and all of the consequences and expenses flowing from the injuries.

Schedule a consultation today!

Accidents are a very common occurrence, whether it’s in a car, at work, or in a public place, a personal injury can happen anywhere. But if you’ve been hurt and are wondering if you have a personal injury case that requires the assistance of an accident lawyer to receive compensation, there are a few factors to consider.

The law offices of Edward P. Shamy Jr. are here to help you learn more about what’s involved in a personal injury case, what requirements must be met, and how you should go about pursuing legal action.

Personal Injury Case: What is it?

A personal injury case is when you’re harmed or injured in an accident that was caused by negligence or recklessness, of another person or entity. The goal of pursuing a case with a personal injury lawyer is to seek compensation for disability, pain and suffering and also to recover actual damages for medical bills or lost wages, as a result of the event that caused your injury.

Factors that Determine if You Have a Personal Injury Case

Pursuing a personal injury case and obtaining compensation for your injuries involves various factors and considerations, such as:

Was Someone at Fault?

You need to prove negligence of the other party.  For example:

A driver who is distracted or fails to make proper observations, fails to drive carefully and in compliance with traffic regulations;

A retail establishment which fails to properly clear snow and ice from the parking lot or walkways, or fails to clear spills or other hazards on the floor of the establishment. 

However, some cases such as an injury caused by a dog bite do not require proof of negligence.  A dog bite is a strict liability event.  If a dog bites someone the dog owner is responsible for the resulting injury, pain and disability.  Negligence on the part of the dog owner does not have to be proven.

Did You Receive an Injury or Endure Harm?

If you suffered and endured an injury in the accident, the severity of the injury, the scope of treatment required, and the resulting limitations or disability all have an impact on the value of your case. Injuries can include:

Physical injuries like broken bones, burns, or even whiplash

Psychological or emotional trauma

Financial impact from medical expenses and lost wages

Establishing a Correlation with the Accident and Your Injury

If the negligent or reckless conduct, action or inaction led to or caused the incident and your subsequent injury, correlation is established.

Was the Incident Recent?

There’s a specific time limit for which you can file your personal injury claim, or statute of limitations. In New Jersey a personal injury claim must be formally filed in the Court system within two (2) years of the date of the accident or incident.  In the case of a minor, the lawsuit must be filed before the individual’s 20^th birthday.  Cases against a public entity have even stricter requirements.  In those cases, a “Notice of Claim” must be filed within 90 days of the incident or accident. Failure to meet the time limitations is typically an absolute bar to your claim.

Common Personal Injury Cases

There are a variety of ways that you can be injured and can purse a claim with a personal injury attorney. These incidents include:

• Vehicular accidents
• Dog bites
• Slip and falls
• Medical malpractice
• Workplace injuries
• Nursing home neglect
• Defective products

Speak with a Personal Injury Lawyer

If you’ve been injured in an accident that was caused by another party, and you’ve since endured pain and suffering, medical expenses, and/or lost wages, you may benefit by consulting with a personal injury attorney to discuss your case and the best path forward.

Have you been recently injured and want to purse a personal injury case? Contact the law offices of Edward P. Shamy Jr. to learn the steps to take to pursue your claim.

If you’ve been injured in an accident, you may be thinking of hiring a personal injury lawyer. There’s a lot that goes into a personal injury case, so to be sure, you’ll want to know if you qualify.

Edward P. Shamy Jr. has successfully prosecuted more than 1,700 cases in the greater New Brunswick, NJ area. To help you determine if hiring a personal injury lawyer is the right step, here are the most common types of incidents for which you should to consult a personal injury lawyer.

Workplace Accidents

If you were injured at work, in the course of your employment, regardless of whether or not your employer or a co-employee was negligent, you are entitled to compensation for your injuries.  Under the Workers Compensation Statute, an injured work does not have to provide that ANYONE was negligent.  The injured worker need only establish that the injury occurred in the course of his or her employment. 

If an employee accidentally dropped a hammer and broke their own foot, they still have a workers compensation case.  If they lifted a heavy piece of furniture and injured his or her back, they also have a workers compensation claim.  There is no need to prove that anyone was at fault or was negligent.

If the injury occurred in the course of an individual’s employment they are entitled to three primary categories of benefits: medical treatment, temporary disability benefits (during the period the authorized doctor instructs them to remain out of work, and permanency benefits, to the extent that the injured worker does not heal perfectly and has any lingering limitations or symptoms, they are entitled to an award for “permanency”.

Automotive, Motorcycle, or Bicycle Accidents

If you were involved in a car accident in which where you were not at fault or were not more than 50% at fault, then you can pursue a personal injury claim to recover compensatory damages for pain and suffering, disability, permanency, as well as lost wages.  New Jersey is a “Comparative Negligence” state which means that an injured plaintiff can prevail even if the injured party is partially at fault for the incident, but is not more than 50% at fault for causing the incident. 

Slip & Falls

If you’ve been injured by slipping and falling on the premises of a business or organization, that failed to properly maintain their premises, or failed to warn of a dangerous condition on the premises, you are entitled to pursue a claim for your injuries, including the cost of medical treatment.   A grocery store may have failed to warn of a wet floor; failed to clean up or block off the area of a spill; failed to clean up food debris on the floor in the produce aisle.  Or a business establishment or residence may have failed to remove ice and snow and/or to treat walkways and driveways properly with salt, sand or ice melt; or failed to remove a dangerous condition on their premises.

Hire a Personal Injury Lawyer Today

If you’ve been injured under any of the circumstances described above, you can look to Edward P. Shamy Jr. to help you receive full financial compensation for your injuries, pain and suffering, disability and lost income.

He has over 40 years of experience in personal injury cases all throughout the greater New Brunswick, NJ area.

If you’ve been injured don’t hesitate to contact the law offices of Edward P. Shamy Jr. today!

Every NJ auto insurance policy allows the insured to choose between Limitation on Lawsuit Threshold hereinafter referred to as “Lawsuit Threshold” and No Limitation on Lawsuit Threshold, hereinafter referred to as “No Threshold”

I would estimate that over 90% of the auto policies in NJ are written with “Lawsuit Threshold”.  If you don’t know what it is, don’t feel badly, you are not alone.  But if you don’t know what it is you can be sure that you were assigned “Lawsuit Threshold” when you purchased your auto policy because under NJ law that is the option that every purchaser of auto insurance gets by default if they do not affirmatively choose to have “No Threshold”.

You might ask: Why is that the default option in NJ?  The answer is that the insurance lobby is powerful in NJ and they persuaded the legislature to make Lawsuit Threshold the default choice. That is the option the insurance industry wants you to have (Lawsuit Threshold) because it limits your right to sue for personal injuries sustained in a motor vehicles accident.  And, if your right to sue is limited, well…that’s better for the insurance companies…but definitely NOT better for you.

When you purchase an auto insurance policy No Threshold costs more than Lawsuit Threshold. However, most if not all insurance companies in NJ do not pay a commission to an insurance agent for selling a No Threshold policy, which is a bit more expensive.  Why?  Because they simply want to remove any financial incentive for the insurance agent to sell a “No Threshold” policy.  They would prefer that everyone have “Lawsuit Threshold”.  I am not aware of any other policy enhancement that costs more, for which a commission-based insurance agent cannot earn a higher commission.  Think about it.

So, what is Lawsuit Threshold?  Lawsuit Threshold is a limitation in an auto insurance policy which sets forth certain criteria that must be established before the owner of the policy and the family members of the policy owner’s household can pursue a claim for non-economic damages (pain and suffering, disability, permanency)

The injured person must meet at least one of the following criteria to be permitted to prevail in a claim for pain and suffering, disability and/or permanency (non-economic damages).

Here’s the criteria:

1. Death;
2. Dismemberment;
3. Significant disfigurement;
4. Displaced Fracture;
5. Loss of a Fetus; or
6. Permanent injury that can be shown by objective medical evidence.

Somone who sustained an injury to their neck or back with only strained/sprained muscles or ligaments would not satisfy the Lawsuit Threshold, although such an injury can be quite painful and may persist for an extended period of time.  By contrast, somehow who suffered a herniated or bulging disc would likely satisfy the Lawsuit Threshold.

Previously in NJ to meet the Lawsuit Threshold an injured person could satisfy the Lawsuit Threshold if they had a fracture… say a broken nose or a fractured rib.  Now, under the current law, only a displaced fracture satisfies the Lawsuit Threshold.  A non-displaced fracture does not.

On some auto insurance policies if may be difficult to tell which Threshold you have.  Sometimes the Threshold is not indicated in an obvious manner with your other coverage choices.

If you don’t know which Threshold you have, or if you know you have Limitation on Lawsuit Threshold you may wish to contact your insurance carrier to find out how much more your policy would cost if you modified the Threshold to “No Limitation on Lawsuit Threshold” which provides much better protection to you and your family.  Then, if you can afford it, I’d advise you to modify your policy to have “No Limitation on Lawsuit Threshold” …the better coverage for you and your loved ones.

If you’ve already suffered an injury whether from an auto accident, a work injury, a slip and fall, of simply an injury that occurred at home, it is even more important to have “No Limitation on Lawsuit Threshold” because to satisfy the “Lawsuit Threshold” you will have to establish a new injury that can be shown by objective medical evidence or a clear worsening of your prior injury that can be shown by objective medical evidence (such as an MRI, CT Scan, Nerve Conduction Study or Xray) to satisfy the Lawsuit Threshold. 

For example, if you have already suffered a herniated disc in your lower back from a work-related injury, and then a few years later you are in an auto accident and your back flares up.  You will not have a case, unless there is objective evidence of a new injury or a worsening or your prior herniated disc.

For all of the foregoing reasons I always encourage my clients to purchase “No Limitation on Lawsuit Threshold” if they can afford to do so.